Our Terms

§ 1 Scope

(1) The following general terms and conditions (GTC) apply to all contracts concluded by Investa Vermögensberatung GmbH with its customers. The customer assures that, at the time of concluding the contract, they act as a consumer within the meaning of § 13 BGB, as an entrepreneur within the meaning of § 14 BGB or as a merchant under the HGB.

(2) These GTC apply exclusively. Deviating, conflicting or supplementary GTC of the customer only become part of the contract insofar as Investa Vermögensberatung GmbH has expressly agreed to their validity.

§ 2 Services / cooperation of the customer

(1) Investa Vermögensberatung GmbH provides online-based courses in the area of stock, options and derivatives trading. It does not owe the provision of a work or success and cannot give any assurances regarding the occurrence of financial success on the customer’s side.

(2) The customer must fully and in due time perform the cooperation acts incumbent upon them upon request. If the customer omits a cooperation act, the remuneration claim remains unaffected.

(4) The customer is aware that trading in highly speculative financial products can lead to the total loss of the capital invested. In individual cases, an obligation to make additional contributions may even exist.

(6) Investa Vermögensberatung GmbH does not broker investment products and does not provide investment advice. The content received within the coaching expressly does not constitute investment advice and does not give any concrete recommendation regarding a security or financial product. Liability for any losses and damages is excluded.

§ 3 Conclusion of contracts

(1) The contract can be concluded by telephone, in writing or online. The online conclusion takes place by the customer selecting the desired coaching programme on the website, entering their contact details and booking.

(2) The customer receives an order confirmation, which is not constitutive for the conclusion of the contract.

§ 4 Payments, prices, conditions

(1) The stated prices are binding. The communicated coaching prices are each net plus statutory value added tax.

(2) Payment is made immediately after invoicing. The remuneration is basically due upon conclusion of the contract, unless the offer states otherwise.

(5) If agreed direct debits are not collected and a chargeback occurs, the customer is obliged to transfer the owed amount within three working days and to bear the costs incurred as a result.

§ 5 Termination, term

(1) The contract has the individually agreed minimum term. (2) Any free termination rights of the customer are excluded. (3) Terminations require the written form. (4) The right to extraordinary termination remains unaffected.

§ 6 Default / extraordinary termination

(1) Deadlines for the provision of services do not begin before the invoice amount has been received and the necessary data is complete. (2) In the event of default, Investa reserves the right not to provide further services until the outstanding amount has been settled.

§ 7 Fulfilment

(1) The agreed services are provided with the required care. Investa is entitled to use the help of third parties. (2) Investa owes the provision of services, not the creation of a work.

§ 8 Behaviour and consideration

(1) Reviews in social media are only given by mutual agreement and permanently removed upon first request. (2) When participating in communities, the customer must safeguard the interests of Investa.

§ 9 Third-party protective rights

The customer guarantees that the working materials provided are free of third-party rights and releases Investa from any claims by third parties.

§ 10 Usage rights

(1) The customer receives a simple right of use to the created work and performance results. (2) This applies subject to complete payment of the remuneration. (4) Passing on to third parties is excluded.

§ 11 Liability

(1) Investa is only liable for damages in case of intent and gross negligence. In case of simple negligence, it is only liable for injury to life, body, health and the breach of essential contractual obligations – in this case limited to the compensation of the foreseeable, typically occurring damage.

§ 12 Data protection and data security

(1) The customer assures that they comply with the GDPR and the BDSG when passing on personal data. (2) If order processing is agreed, this is done in a separate written agreement to be remunerated.

§ 13 Final provisions

(1) Deviations from these GTC are only effective if agreed in writing. Individual agreements take precedence over these GTC. (2) Only the law of the Federal Republic of Germany applies. Place of fulfilment is the registered office of Investa Vermögensberatung GmbH.